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Healthcare is changing dramatically, and not just for patients. The nature of physician employment, too, is undergoing disruption. More and more, physicians who remain independent are banding together under a management services organization (MSO), a legal entity that allows physician practices to share resources, limit risk and gain the necessary efficiencies to compete in a consolidating market.

After providing scant details for months, former Vice President Joe Biden and Sen. Kamala Harris (D-Calif.) released the key planks of their healthcare plans in July. In it, they staked out positions differentiating themselves from other presidential primary frontrunners, including Sens. Elizabeth Warren (D-Mass.) and Bernie Sanders (I-Vt.).